Spread your repayments over one to five years for loans of £ 15,000 or less, or over one to eight years for loans over £ 15,000.
As an Oceanic Private Wealth Bank current account customer, you could get an instant credit decision. Non-Oceanic Private Wealth Bank current account customers should be contacted with a credit decision in 2-5 working days.
Existing Oceanic Private Wealth Bank current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-Standard Heritage Bank current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
If you've already got an Oceanic Private Wealth Bank Personal Loan and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.
This may reduce the amount of interest you pay.
10% interest cashback at the end of the loan term. Cashback is only available on loans with 60 repayments or less. If you close your loan early or it is ended by us you will not be eligible for cashback.
For loans between £ 7,000 and £ 15,000. Now also available to non-Oceanic Private Wealth Bank current account customers.
*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.
The APR rates may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.
Flexible repayments between 4%-10% of the loan limit (minimum repayment applies).
Available exclusively to Oceanic Private Wealth Bank current account customers who are within 5 years of graduation.
Available exclusively to Oceanic Private Wealth Bank Premier current account customers.